Turning 65 or becoming Medicare-eligible brings a lot of decisions. Our team helps you understand your options so you can choose coverage with confidence.
Medicare can feel complicated. Here's a simple breakdown of what each part may cover.
Hospital insurance, including inpatient care and skilled nursing.
Medical insurance, including doctor visits and outpatient care.
Plans offered by private insurers that bundle Parts A & B, often with extras.
Prescription drug coverage offered through private plans.
Medicare has specific enrollment windows, and missing them can affect your coverage or cost. Our team helps you understand key deadlines, including:
The 7-month window around your 65th birthday.
October 15 – December 7 each year, for plan changes.
Available in certain life-change situations.
Age Medicare Eligibility Typically Begins
Initial Enrollment Window
One-on-One Plan Review
Licensed Brandon, FL Agents
Most people begin exploring options a few months before turning 65 to avoid missing enrollment deadlines.
Original Medicare (Parts A & B) is administered by the government, while Medicare Advantage (Part C) is offered through private insurers and may include extra benefits. Our team can help you compare.
Yes, there are annual enrollment periods and certain special circumstances that allow plan changes.